關(guān)于西方銀行的英語(yǔ)場(chǎng)景對(duì)話
現(xiàn)在在我們的身邊到處都有金融，那么你會(huì)金融的英語(yǔ)句子嗎，今天小編就給大家看看金融英語(yǔ)，希望能幫助到大家。
金融英語(yǔ)：西方的銀行1
Jiro Ito is visiting with his friend ,Bob Jenson ,a banker in New York .
伊滕次郎正與他的朋友鮑勃·詹森閑談。鮑勃是紐約的一位銀行職員。
They are talking about the history of banking in the west .
他們正在談?wù)撚嘘P(guān)西方銀行的歷史。
Ito:I'm curious about the history of banking in the west ,Bob.Can you tell me something about it ?
伊 滕：我很想知道有關(guān)西方銀行史的一些情況。鮑勃，您能給我講一講嗎?
Jensen:Well,Jiro,the earliest banks started in Babylon almost 4,000 years ago .
詹 森：好的，次郎。最早的銀行大約是4，000年前在巴比倫建立的。
They were really temples which collected deposits and made loans .
實(shí)際上，那些銀行只是一種收集存款并進(jìn)行放款的場(chǎng)所。
I :That surprises me .I had always thought that banking started during the Renaissance in Europe .
伊 滕：這可真是出乎我的意料之外，我原來(lái)一直以為銀行業(yè)務(wù)始于歐洲文藝復(fù)興時(shí)期呢。
J:No ,it was much earlier than that.Actually ,private firms that handled deposits and loans ,
詹 森：不，比那個(gè)時(shí)期要早多了。實(shí)際上，早在公元前6世紀(jì)就有了私營(yíng)的商行。
changed coins and even arranged for credit transactions existed as early as the 6th century B.C.
這些商行從事儲(chǔ)蓄存款和貸款，兌換硬幣以至安排信貸交易。
I:Then ,there were banks in ancient Greece and Rome,too?
伊 滕：當(dāng)時(shí)，古希臘和羅馬也有銀行嗎?
J:Yes ,laws in Both Greece and Rome recognized banks and many bank functions .
詹 森：是的，希臘和羅馬都在法律上承認(rèn)了銀行和銀行的許多作用。
It wasn't until the breakup of the Roman Empire and the decline in trade and commercial transactions that banking lost its previous importance .
直到羅馬帝國(guó)崩潰，商貿(mào)業(yè)務(wù)衰落，銀行業(yè)才失去了它以往的重要性。
I:What about the laws against usury during the Middle Ages?Didn't such laws made it illegal to charge interest on loans?
伊 滕：中世紀(jì)時(shí)，法律禁止放高利貸是怎么回事?這些法律沒有規(guī)定貸款收取利息是非法的嗎?
J:Yes,they did ,but these laws were gradually changed during the 14th and 15th centuries,
詹 森：規(guī)定了，但是這些法律在14，15世紀(jì)時(shí)逐步地改變了，
and banking functions started appearing again in Italy and Belgium and later in France ,Germany and England .
銀行的作用又在意大利和比利時(shí)開始出現(xiàn)，后來(lái)又顯現(xiàn)在法國(guó)、德國(guó)和英國(guó)。
I:I see .So we can really say that banking restarted during the Renaissance .
伊 滕：我明白了。實(shí)際上我們可以說(shuō)，銀行業(yè)在文藝復(fù)興時(shí)期又重新開始了。
金融英語(yǔ)：西方的銀行2
Mr.Ito and Mr.Jenson continue their discussion about the history of banking in the west .
伊滕先生和詹森先生繼續(xù)他們有關(guān)西方銀行史的討論。
Jensen:That's a good way of putting it ,Jiro.Banking firms that developed during the 15th and 16th centuries are the direct ancestors of modern commercial banks .
詹 森：那是一個(gè)合適的提法，次郎。那些在15，16世紀(jì)發(fā)展起來(lái)的從事銀行業(yè)務(wù)的商行就是現(xiàn)代商業(yè)銀行的直系祖先。
Ito:I can easily see the need for the development of the banks during that period .
伊 滕：顯而易見，銀行的發(fā)展正是出于那個(gè)時(shí)期的需要。
Commercial and finacial transactions had once again started to become more complex as Europe emerged from the feudal system of the Middle Ages.
當(dāng)歐洲從中世紀(jì)封建制度的禁錮中掙脫出來(lái)時(shí)，商業(yè)和金融交易再一次開始變得復(fù)雜起來(lái)了。
Weren't many of these early banks goldsmiths in the beginning ?
很多早期的銀行在其一開始不就是由一些金匠們興辦起來(lái)的嗎?
J:Yes,many of them started that way ,especially in France and England ,
詹 森：是的，很多銀行就是這個(gè)興起的，特別是在法國(guó)和英國(guó)。
but they gradually expanded their activities to handing deposits and loans ,
可是他們逐漸地?cái)U(kuò)展他們的經(jīng)營(yíng)活動(dòng)，
issuing and trading bills of exchange and even issuing their own notes .And ,of course ,
發(fā)展到從事儲(chǔ)蓄、貸款、發(fā)行和買賣匯票，甚至發(fā)行他們自己的貨幣。
they started the fractional reserve system which is the central feature of modern banks.
理所當(dāng)然地他們又開始建立起部分儲(chǔ)備制度，而這一點(diǎn)正是現(xiàn)代銀行的主要特征。
I;When did the idea of central banks get started?
伊 滕：建立中央銀行的想法是什么時(shí)候開始的?
J;Well,the first bank that was partially owned and controlled by a state government was established in Venice in 1587.
詹 森：哦，第一個(gè)由國(guó)家政府部分擁有和控制的銀行是1587年在威尼斯建立起來(lái)的，
Other semi-public banks appeared during the next one hundred years,including the Bank of England in 1694,
后秋的一百年之中又發(fā)現(xiàn)了一些其他的半公立銀行，包括1694年成立的英格蘭銀行。
but these were really not central banks in the modern sense of the term .
但是，這些銀行還并不是現(xiàn)代意義上的中央銀行，
It wasn't until the middle of the 19th century that central banks with specific regulatory functions were created .
直到19世紀(jì)中葉具有明確常規(guī)作用的中央銀行才建立起來(lái)。
金融英語(yǔ)：應(yīng)付通貨膨脹
Robert Albert ,president of Albert Electronics ,is talking about inflation and general financial conditions with his banker ,Wilson Hall.
艾伯特電子公司總裁羅伯特·艾伯特正和他的銀行職員威爾遜·霍爾在談?wù)撏ㄘ浥蛎浐徒鹑跔顩r。
Albert:I'm really concerned about the general financial situation ,Mr.Hall.
艾伯特：霍爾先生，我對(duì)于目前金融價(jià)總的狀況甚為關(guān)切。
We've been living with constantly rising prices for too long .
我們長(zhǎng)期在物價(jià)不斷上漲的情況下生活著，
You would think that the tight money policies that the government has been following would start having some effect .
你大概認(rèn)為政府所實(shí)施的銀根緊縮政策已經(jīng)開始產(chǎn)生一些效果。
Hall:I think they're starting to work ,Mr.Albert .Interest rates have gone up substantially recently ,
霍 爾：我認(rèn)為這些政策已經(jīng)開始生效，艾伯特先生。近來(lái)利率已大幅度提高，
and the availability of credit has been sharply curtailed .
信貸的使用已大大削減。
Unfortunately ,however demand-pull inflation is not our only problem .
不幸的是，由需求而促成的通貨膨脹并不是我們唯一的問(wèn)題。
A;Yes ,the new problem seems to be cost-push inflation ,or what the economists sometimes call sellers'inflation .
艾伯特：是的，新的問(wèn)題似乎是成本促成的通貨膨脹，就是經(jīng)濟(jì)學(xué)家們有時(shí)稱之為賣方通貨膨脹。
H:Exactly .For example ,the rising costs of commodities and energy supplies over which we have no real control .
霍 爾：的確如此，譬如說(shuō)，商品和能源的成本一直不斷增加，對(duì)此我們沒有得到真正的控制。
Fiscal and monetary policies can't do much to help us deal with this kind of inflation .
財(cái)政和貨幣政策對(duì)于我們解決這類性質(zhì)的通貨膨脹也是愛莫能助。
A:It must be very difficult for you as a banker to try to satisfy your customers during periods like this .
艾伯特：處于這樣的時(shí)期，你作為一個(gè)銀行家，要想盡力去滿足你的顧客們的要求肯定是很困難的。
H:Indeed it is.Tight money policies make it necessary for us to turn down loan requests from many clients or to increase the downpayment requirements on mortgage and installment loans .
霍 爾：確實(shí)如此。銀根緊縮政策使得我們必須拒絕許多客戶的貸款要求，或者增加抵押貨款和分期貸款的定金。
A:Well,let's hope we see an improvement soon.People on fixed incomes,particularly retired people,
艾伯特：我們指望著不久將看到情況有所好轉(zhuǎn)。眼下，那些靠固定收入的人們，特別是那些退休的人，
must be having a terrible time making ends meet.
為維持生計(jì)一定會(huì)碰到不少困難。
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