有關貨幣的金融英語
現(xiàn)在在我們的身邊到處都有金融，那么你會金融的英語句子嗎，今天小編就給大家看看金融英語，希望能幫助到大家。
金融英語：貨幣和外匯
currency and exchange貨幣和外匯
currency is money issued by governments and central banks throughout the world. an exchange rate is the rate at which one currency can be exchanged for another. the value of one currency compared to another for the purpose of exchange is determined by either a “fixed” or a “floating” rate. a fixed rate is one that is set and maintained by a government or central bank. a floating rate is determined in the foreign exchange, or forex, market by supply and demand. travelers must buy the currency of the country which they are visiting in order to make purchases in local markets. although today, both fixed and floating rate currencies are used, most exchange is governed by rates set through a “managed float.”
貨幣是各國政府和中央銀行發(fā)行的錢幣。匯率是一種貨幣轉(zhuǎn)換為另一種的比率。一種貨幣對另一貨幣的轉(zhuǎn)換價值取決于固定匯率或浮動匯率。固定匯率是固定的并由政府或中央銀行維持。浮動匯率取決于外匯及市場的供給和需求。旅行者必須購買旅游當?shù)氐呢泿艔亩M行消費。雖然現(xiàn)如今同時使用固定和浮動利率，但大多數(shù)利率采用固定利率并帶有一定的浮動。
金融英語：利息
interest利息
interest is the cost of using money. the interest rate paid is usually expressed in annual terms though money market instruments may have a shorter term than
one year. an interest rate is determined by dividing the amount of interest paid by the principal amount borrowed. for example, if a 00 bond pays in
interest for one year, the annual interest rate is 8.5 percent. in the u.s. some interestbearing bonds, such as municipals, entitle the bearer to an exemption from
certain taxes on interest income. the interest paid by a company on its outstanding debt as well as the interest paid by a homeowner on his/her mortgage, i
s deductible from income as an expense and so can reduce the amount of tax owed.
利息是使用貨幣的成本。利率的支付形式通常以年為期限，雖然金融市場票據(jù)會有一個更短的時間。利率的制定取決于借款本金所劃分的利息。舉個例子，如果1,000美元的債券每年支付85美元那么年利率就是8.5%.美國有一些有息債券，如政府債券，它允許持有人在利息收益上有一定的免稅。公司未償債務和按揭住房的屋主需支付的利息可以作為一項費用減少他們的應交稅金。
金融英語：保證金
margin保證金
margin allows investors to buy securities with money borrowed from brokers or banks. it is calculated based on the difference between the market value of the
stock and the loan made by the lender. the extension of credit to customers for securities transactions in the u.s. is regulated by: the federal reserve board,
the new york stock exchange (nyse), the national association of securities dealers (nasd), and individual firms. the federal reserve regulates the amount of
money that a broker may lend to a customer through regulation t (reg t). although reg t allows for the extension of margin credit for any listed security,
most brokerage firms have more strict lending rules and will not lend for the purchase of low-priced (penny stock) securities.
投資者可以通過保證金從經(jīng)紀人或銀行借款來購買證券。保證金的計算取決于股票的市場價值和貸款的差異。美國的聯(lián)邦儲備局，紐約證券交易所，全美證券交易商協(xié)會和個別公司共同規(guī)定證券客戶的信貸延展問題。美聯(lián)儲通過法規(guī)t來限制經(jīng)紀人對客戶的貸款數(shù)額。雖然法規(guī)t允許對一些保證金賬戶延展信貸，但大多數(shù)證券經(jīng)紀公司對貸款有更嚴格的規(guī)定并且不會貸款給客戶來購買低價股票。
相關文章：
2.貨幣的名詞解釋
3.金融英語
有關貨幣的金融英語
